RideUSD · Settlement Layer

The digital settlement dollar for mobility.

RideUSD is a regulated stablecoin built for mobility payments and settlement, designed to enable faster, lower-cost clearing between riders, operators, sponsors, and mobility platforms.

What is RideUSD?

A settlement layer built for transportation.

RideUSD is the digital settlement layer of Shared Loop. It is designed to move value across transportation networks faster, with lower transaction costs and simpler reconciliation.

Transportation payments are often small, frequent, and expensive to process through traditional payment rails. RideUSD helps mobility operators settle transactions more efficiently while allowing riders to continue using familiar payment methods.

RideUSD works behind the scenes as the settlement unit across the Ride Ecosystem.

RideUSD
Key Benefits

Mobility payments need a better settlement model.

Transit, parking, tolls, micromobility, rideshare, fuel, and EV charging rely on high-volume, low-value transactions. Traditional card networks were not built for this type of payment environment.

Lower payment costs

Reduce reliance on expensive per-transaction card fees for repeat and high-frequency mobility transactions.

Faster settlement

Move value across participating operators, sponsors, and mobility platforms with near real-time settlement.

Better cash flow

Give operators faster access to funds and improved visibility into transaction activity.

Simpler reconciliation

Use a shared settlement layer to reduce fragmentation across multiple providers and payment flows.

Works with existing rider experiences

Riders can continue to pay through familiar apps, cards, ACH, or connected wallets, while RideUSD settles value behind the scenes.

How RideUSD Works

Fund once. Move across the network.

  1. 01

    Rider or sponsor funds value

    A rider, sponsor, employer, city, or mobility platform funds value through approved payment methods or program funding.

  2. 02

    RideUSD settles mobility activity

    RideUSD is used to settle qualifying mobility transactions across participating providers.

  3. 03

    Operators receive faster clearing

    Operators receive settlement through Shared Loop infrastructure, improving cash flow and reducing reconciliation complexity.

Where RideUSD Can Be Used

Built for everyday mobility transactions.

Transit faresParking sessionsTollsEV chargingFuelingMicromobilityRideshareMobility passes and bundlesCommuter benefitsSponsor-funded programsTrip-planning incentives
FAQ

RideUSD questions, answered.

Keep Exploring

Explore more solutions

Modernize mobility settlement.

Use RideUSD to connect payments and settlement
across the Shared Loop and Ride Ecosystem.